Most businesses are quietly losing thousands a year to padded processing fees. We run a free, no-obligation audit of your merchant statement and show you exactly what you're overpaying, typically 25%+ in savings.
If your total fees divided by total volume keeps creeping up, you're absorbing margin you never agreed to.
PCI fees, statement fees, batch fees, “non-compliance” charges, the junk that quietly stacks up.
Rates rarely go down on their own. If no one has re-shopped your account in years, you're likely overpaying.
We read your statement line by line and show you your true effective rate, and where it's padded.
We match you with a processor and equipment that actually fits how your business runs (not a one-size-fits-all setup).
Modern hardware and the right setup for your business, in-store or on the go.
We make sure your processing plays nicely with the systems you already run.
A real point of contact who keeps your rates honest, not a 1-800 number.
We keep you compliant and protected, without the surprise “non-compliance” fees.
Send us a recent merchant statement to get started. A few months' worth helps us catch fees that don't show up every cycle.
We break down your real costs and identify exactly where you're overpaying.
You see your current cost vs. your new cost, side by side. No pressure.
If it makes sense, we manage the entire transition so there's no disruption to your business.
After years of paying too much at different companies, I can finally say I'm happy with my merchant services. Nick has been upfront and transparent with everything, how things work, what we pay, and what to do if we have issues. He goes above and beyond for his clients.
Nick took the time to educate us on why Big Wolf was the right fit and continues to provide exceptional support whenever needed. He is responsive, thorough, and consistently checks in to ensure everything is running smoothly. After identifying significant savings compared to our previous provider, we made the switch and have been extremely pleased.
From the start, Nick established a true partnership built on trust, responsiveness, and expertise. He is always available to support our business, quickly troubleshoot issues, and provide clear guidance whenever needed. His deep knowledge and ability to deliver custom integrations tailored to our specific needs have made a significant impact.
Nothing. We review your statement and show you exactly what you're paying and what you could save, with zero obligation to switch.
No. If you decide to move forward, we manage the entire transition so there's no downtime at the register.
It's the most transparent pricing model in payments: you pay the true network cost plus a small, fixed margin, so you always know what you're paying for.
No. The audit is informational. You only switch if the numbers clearly make sense for you.
There's no strict minimum. We work with businesses of all sizes, though the larger your processing volume, the more these savings tend to compound. If you're not sure whether it's worth a look, the audit is free either way.
It depends on your current setup, but most of the savings come from eliminating padded markups and junk fees (PCI fees, statement fees, batch fees) that have nothing to do with your actual processing cost. Typical clients see 25% or more off their current rate once those are removed.
It's worth checking anyway. Early termination penalties are usually small compared to what you'd save by switching, so even with a fee, you often come out ahead. We'll run the numbers so you can see exactly where you stand before deciding.
Not always. If your current hardware works with the new setup, we keep it. If a change makes sense for your business, we'll recommend equipment that actually fits how you operate, not a generic terminal.
In most cases, your statement is enough to get started. If anything else is needed, we'll tell you exactly what and why, no blanket paperwork requests.
The average audit uncovers 25%+ in savings. The discovery call is free, the analysis is free, and you only move forward when the numbers make sense.